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Get iPhone SE on U MicroCredit
from RM79/month

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U MicroCredit
U MicroCredit is a full financing plan that lets you take home iPhone SE from as low as RM79 per month.
Flexi U MicroCredit
Only need a partial loan? Flexi U MicroCredit gives you the freedom to choose the loan amount you want!
U MicroCredit
Looking for the easiest way to own iPhone? Look no further. With U MicroCredit, you can take home iPhone SE from as low as as RM79 per month, no deposit or credit card required!
  • Low Monthly Instalment Repayment
  • Easy To Apply
  • Flexible Repayment Months
  • No Deposit,
    No Collateral,
    No Credit Card Required
  • Attractive Interest Rates
Flexi U MicroCredit
Introducing Flexi U MicroCredit, the instalment plan that caters to your needs. With Flexi U MicroCredit, you’re free to decide your loan amount and pay the remaining balance in cash or credit card, giving you complete control over how to get your dream device!
How does Flexi U MicroCredit work?
1
Select pre-approved amount between
RM1,000 – RM4,250
2
Select repayment tenure from
12, 24, 30 up to 36 months
3
Pay the remaining balance in
Cash or Credit Card
Benefits of Flexi U MicroCredit
No deposit, no collateral, no credit card required
Low Monthly Instalment Repayment
Easy to apply
Apply from home or at U Mobile stores
Flexible repayment months
12, 24, 30 up to 36 months
Single flat interest rate
Fixed interest rate of 1.10%
Flexi loan amount
Select a financing amount between RM1,000 - RM4,250

2 Easy Ways to Apply For U MicroCredit

Apply Online

  1. Fill in the U MicroCredit form and upload copies of the required documents.
  2. You will receive an approval confirmation email/SMS.
  3. Visit us at your selected appointment location. Collect your iPhone upon completion of payment.

Visit a U Mobile Store

  1. Fill in the U MicroCredit form and submit copies of the required documents.
  2. You will receive an approval confirmation email/SMS.
  3. Collect your iPhone upon completion of payment.
INSTALMENT CALCULATOR
Amount due upon registration

Select
iPhone Model
Device
Price
RM0000.00

Select
Loan Amount
For a complete loan, please choose
Full Financing.

Select
Repayment Tenure
*Price is inclusive of Administration Fee
Monthly Repayment

Select
iPlan
  • *All prices are inclusive of GST.
  • The above calculation is based on a fixed interest rate of 1.5% for loan amount below RM3,000 and 1.1% for loan amount RM3,000 and above. For other rates, please click here.
Interest Rate (0.7%)
Model SELLING PRICE (RM) Flexible Repayment Month
X12 MTH X24 MTH X30 MTH X36 MTH
Monthly Instalment (RM)
iPhone SE 16 GB 1764.90  167 90 75 64
64 GB 2215.40 208 112 93 80
*Limited time special offer
Interest Rate (1.1%)
Model SELLING PRICE (RM) Flexible Repayment Month
X12 MTH X24 MTH X30 MTH X36 MTH
Monthly Instalment (RM)
iPhone 6
64 GB 2925.60 284 159 133 117
128 GB 3211.80 311 174 146 128
iPhone 6 Plus 16 GB 2925.60 284 159 133 117
64 GB 3376.10 326 182 153 134
128 GB 3593.40 347 194 163 143
iPhone 6s 16 GB 2925.60 284 159 133 117
64 GB 3376.10 326 182 153 134
128 GB 3826.60 369 206 173 152
iPhone 6s Plus 16 GB 3376.10 326 182 153 134
64 GB 3826.60 369 206 173 152
128 GB 4277.10 411 230 193 169
Interest Rate (1.5%)
Model SELLING PRICE (RM) Flexible Repayment Month
X12 MTH X24 MTH X30 MTH X36 MTH
Monthly Instalment (RM)
iPhone 5c 16 GB 1409.80 147 85 72 64
iPhone 6 16 GB 2475.10 252 145 124 109
Required Documents
Document Description Employed Self Employed
Monthly Repayment Amount RM160 and below Above RM160
Identification Card
Bank statement with account details
Latest one month salary slip    
Latest 3 months EPF statement OR bank account showing monthly salary income    
Business Registration Form    
Form B and Tax Payment Receipt OR bank statement showing 6 months transaction    
Make sure you have an account with one of these banks for autodebit purposes
  • Malayan Banking Berhad
  • AmBank (M) Berhad
  • CIMB Bank Berhad
  • Bank Muamalat Malaysia Berhad
  • Bank Simpanan Nasional
  • Alliance Bank Malaysia Berhad
  • Public Bank Berhad
  • RHB Bank Berhad
  • Standard Chartered Bank
Paying Your U MicroCredit Instalments
Make payment via these convenient channels.
Auto Debit
Cash Deposit
Machine
Over the
Counter
Interbank Bank
Giro (IBG)
Auto Debit
Over the
Counter
ATM
Interbank Bank
Giro (IBG)
Auto Debit
Cash Deposit
Machine
Over the
Counter
ATM
Interbank Bank
Giro (IBG)
Auto Debit
Cash Deposit
Machine
Over the
Counter
ATM
Cheque
Deposit
Terminal
Interbank Bank
Giro (IBG)
Auto Debit
Over the
Counter
Interbank Bank
Giro (IBG)
Internet
Banking
Over the
Counter
Auto Debit
Over the
Counter
Cheque
Deposit
Terminal
Interbank Bank
Giro (IBG)
Auto Debit
Cash Deposit
Machine
Over the
Counter
ATM
Cheque
Deposit
Terminal
Interbank Bank
Giro (IBG)
Auto Debit
Over the
Counter
Interbank Bank
Giro (IBG)
Auto Debit
Over the
Counter
Interbank Bank
Giro (IBG)
Over the
Counter

Note: Payments to be made to “AEON Credit Service (M) Berhad”
Notes
  • Applications are subject to receipt of complete documentation required. You will be informed about the status of your application once processing is complete.
  • Applicants are also required to submit 1 contactable referee who is not staying with them in the application form.
  • The above does not constitute an offer of credit. All applications are subject to credit evaluation.



Dapatkan iPhone SE
dengan U MicroCredit
dari RM79/sebulan

Mohon Sekarang
U MicroCredit
U MicroCredit adalah pelan pembiayaan penuh yang membolehkan anda memiliki iPhone SE dari harga serendah RM79 sebulan
Flexi U MicroCredit
Hanya perlukan pembiayaan separa? Flexi U MicroCredit memberi anda kebebasan untuk memilih jumlah pembiayaan yang anda mahu!
U MicroCredit
Mencari cara mudah untuk memiliki iPhone? Berhenti mencari. Dengan U Microcredit, anda boleh membawa pulang iPhone SE dari harga serendah RM79 sebulan, tiada deposit atau kad kredit diperlukan!
  • Pembayaran Balik Ansuran Bulanan Yang Rendah
  • Ringkas dan Mudah Untuk Memohon
  • Pembayaran Balik Fleksibel
  • Tidak Memerlukan Deposit Kad Kredit
  • Kadar Faedah Menarik
Flexi U MicroCredit
Memperkenalkan Flexi U MicroCredit, pelan ansuran yang memenuhi keperluan anda. Dengan Flexi U MicroCredit, anda boleh menentukan jumlah pembiayaan pelan anda dan menjelaskan baki bayaran dengan wang tunai atau kad kredit, sekaligus memberi anda kawalan penuh untuk mendapatkan iPhone impian anda!
Bagaimanakah Flexi U MicroCredit berfungsi?
1
Pilih jumlah sebelum diluluskan antara
RM1,000 – RM4,250
2
Pilih tempoh bayaran balik dari
12, 24, 30 dan 36 bulan
3
Bayar baki yang tinggal dalam bentuk
Tunai atau Kad Kredit
Manfaat Flexi U MicroCredit
Tiada deposit, tiada cagaran. Tidak perlu kad kredit.
Ansuran bayaran balik bulanan yang rendah
Permohonan mudah
Buat permohonan dari rumah atau di kedai-kedai U Mobile
Pembayaran semula yang fleksibel
dari 12, 24, 30 hingga 36 bulan
Kadar faedah rata tunggal
Kadar faedah tetap 1.10%
Amaun Pinjaman Fleksibel
Pilih amaun pembiayaan antara RM1,000 - RM4,250.

2 Cara Mudah Untuk Memohon U MicroCredit

Secara Dalam Talian

  1. Isi borang U MicroCredit and muatnaik salinan dokumen yang diperlukan.
  2. Anda akan menerima emel/SMS kelulusan permohonan.
  3. Kunjungi kami di lokasi temujanji pilihan anda. iPhone anda boleh diambil selepas membuat bayaran.

Kunjungi Kedai U Mobile

  1. Isi borang U MicroCredit dan serahkan salinan dokumen yang diperlukan
  2. Anda akan menerima emel/SMS kelulusan permohonan.
  3. iPhone anda boleh diambil selepas membuat bayaran.
KALKULATOR ANSURAN
JUMLAH YANG PERLU DIBAYAR SELEPAS PENDAFTARAN

Pilih
Model iPhone
HARGA
PERANTI
RM0000.00

Pilih
Jumlah Pinjaman
Bagi pinjaman sepenuhnya, sila pilih
Pembiayaan Penuh.

Pilih
Tempoh Bayaran Balik
*Harga termasuk Yuran Pengurusan
BAYARAN BALIK BULANAN

Pilih
iPlan
  • *Semua harga adalah termasuk GST.
  • Pengiraan di atas adalah berdasarkan kadar faedah tetap 1.5% untuk pinjaman kurang daripada RM3,000 dan faedah tetap 1.1% untuk pinjaman RM3,000 dan keatas, sila di sini.
KADAR FAEDAH (0.7%)
Model Harga Jualan (RM) PEMBAYARAN BALIK BULANAN FLEKSIBEL
X12 BULAN X24 BULAN X30 BULAN X36 BULAN
ANSURAN BULANAN (RM)
iPhone SE 16 GB 1764.90  167 90 75 64
64 GB 2215.40 208 112 93 80
*Tawaran untuk waktu terhad
KADAR FAEDAH (1.1%)
Model HARGA JUALAN (RM) PEMBAYARAN BALIK BULANAN FLEKSIBEL
X12 BULAN X24 BULAN X30 BULAN X36 BULAN
ANSURAN BULANAN (RM)
iPhone 6
64 GB 2925.60 284 159 133 117
128 GB 3211.80 311 174 146 128
iPhone 6 Plus 16 GB 2925.60 284 159 133 117
64 GB 3376.10 326 182 153 134
128 GB 3593.40 347 194 163 143
iPhone 6s 16 GB 2925.60 284 159 133 117
64 GB 3376.10 326 182 153 134
128 GB 3826.60 369 206 173 152
iPhone 6s Plus 16 GB 3376.10 326 182 153 134
64 GB 3826.60 369 206 173 152
128 GB 4277.10 411 230 193 169
KADAR FAEDAH (1.50%)
Model Harga Jualan (RM) PEMBAYARAN BALIK BULANAN FLEKSIBEL
X12 BULAN X24 BULAN X30 BULAN X36 BULAN
ANSURAN BULANAN (RM)
iPhone 5c 16 GB 1409.80 147 85 72 64
iPhone 6 16 GB 2475.10 252 145 124 109
Dokumen yang Diperlukan
Huraian Dokumen Bekerja Bekerja Sendiri
Jumlah bayaran bulanan RM160 dan kebawah Lebih RM160
Kad Identifikasi
Penyata bank dengan butiran akaun
Slip gaji sebulan terbaru    
3 bulan penyata EPF terbaru atau akaun bank yang membuktikan kemasukan gaji bulanan    
Borang Pendaftaran Perniagaan    
Borang B dan Resit Pembayaran Cukai ATAU penyata bank yang menunjukkan transaksi selama 6 bulan    
Pastikan anda mempunyai akaun dengan salah satu bank tersebut untuk tujuan auto debit:
  • Malayan Banking Berhad
  • AmBank (M) Berhad
  • CIMB Bank Berhad
  • Bank Muamalat Malaysia Berhad
  • Bank Simpanan Nasional
  • Alliance Bank Malaysia Berhad
  • Public Bank Berhad
  • RHB Bank Berhad
  • Standard Chartered Bank
Pembayaran Ansuran U MicroCredit Anda
Buat pembayaran melalui saluran mudah ini.
Debit
Automatik
Mesin Deposit
Tunai
Perkhidamatan
di Kaunter
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Perkhidamatan
di Kaunter
Mesin Deposit
Tunai
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Mesin Deposit
Tunai
Perkhidamatan
di Kaunter
Mesin Deposit
Tunai
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Mesin Deposit
Tunai
Perkhidamatan
di Kaunter
Mesin Deposit
Tunai
Terminal
Deposit
Cek
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Perkhidamatan
di Kaunter
Perkhidmatan
GIRO
antara bank (IGB)
Perbankan
Internet
Perkhidamatan
di Kaunter
Debit
Automatik
Perkhidamatan
di Kaunter
Terminal
Deposit
Cek
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Mesin Deposit
Tunai
Perkhidamatan
di Kaunter
Mesin Deposit
Tunai
Terminal
Deposit
Cek
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Perkhidamatan
di Kaunter
Perkhidmatan
GIRO
antara bank (IGB)
Debit
Automatik
Perkhidamatan
di Kaunter
Perkhidmatan
GIRO
antara bank (IGB)
Perkhidamatan
di Kaunter

Nota: Semua bayaran dibuat kepada “AEON Credit Service (M) Berhad”
Perhatian
  • Permohonan adalah tertakluk kepada penerimaan dokumen diperlukan yang lengkap. Anda akan dimaklumkan tentang status permohonan anda selepas pemprosesan selesai.
  • Pemohon harus menyediakan seorang perujuk yang boleh dihubungi, yang tinggal bersama dalam boring permohonan.
  • Perkara di atas tidak bermaksud satu tawaran kredit. Semua permohonan adalah tertakluk kepada penilaian kredit.