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Additional Financing, Unbeatable Possibilities

Increase customer numbers, strengthen the workforce, and streamline operations through digitalisation.

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Soft Financing Scheme for Digital & Technology (SFDT)

To encourage and increase the adoption of e-commerce and utilisation of digital technologies among local SMEs to escalate competitiveness and efficiency.

SFSDT
Financing Item Tenure Eligibility
Machinery & Equipment Up to 5 years
  • Registered with SSM
  • Annual Sales or Turnover more than RM200,000
  • At least 60% equity held by Malaysians
  • In operation for more than 6 months
  • SMEs in all economic sectors
IT Hardware & Software Up to 5 years
Commercial Vehicles Up to 5 years
Working Capital Up to 5 years

Soft Financing Scheme for Automation & Modernisation (SFSAM) 

Facilitates companies in the manufacturing and manufacturing related services sectors to modernise and automate manufacturing processes and related service

SFSAM
Financing Item Tenure Eligibility
Commercial Property Up to 25 years
  • Registered with SSM
  • Annual sales or turnover more than RM200,000
  • At least 51% equity held by Malaysians
  • In operation for at least 2 years
  • For start-up companies in operation for at least 6 months with director/shareholder/key management having 5-year experience in similar industry or relevant field
  • Manufacturing and Manufacturing Related Services(MRS) sectors
Machinery & Equipment Up to 10 years
IT Hardware & Software Up to 10 years
Commercial Vehicles Up to 10 years
Working Capital Up to 7 years
Export Enhancement Up to 7 years

Sustainable & Green Biz Financing (SGBF)

To encourage businesses to move towards the adoption of green technology and energy-efficient systems towards achieving a more sustainable world in the future.

SGBF
Financing Item Tenure Eligibility
Commercial Property Up to 25 years
  • Registered with SSM
  • Annual Sales or Turnover more than RM200,000
  • At least 51% equity held by Malaysians
  • In operation for more than 6 months
  • Manufacturing & Services sectors
Machinery & Equipment Up to 9 years
IT Hardware & Software Up to 7 years
Working Capital Up to 7 years

Fill in the Form to Register Your Interest Today! 

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MIDF Financing Schemes 

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Frequently Asked Questions

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OFFICE", "value": "u-biz-5g-old", "url": "/content/u-mobile/en/business/sme/u-biz-5g-old.html" }, { "title": "U Biz Fibre", "value": "u-biz-fibre1", "url": "/content/u-mobile/en/business/sme/u-biz-fibre1.html" }, { "title": "U Biz Bundle", "value": "u-biz-bundle", "url": "/content/u-mobile/en/business/sme/u-biz-bundle.html" }, { "title": "U Biz Bundle with 5G OFFICE", "value": "u-biz-5g", "url": "/content/u-mobile/en/business/sme/u-biz-5g.html" }, { "title": "U Biz Buy 2 Free 1", "value": "u-biz-buy-2-free-1", "url": "/content/u-mobile/en/business/sme/u-biz-buy-2-free-1.html" }, { "title": "GoBiz Pro", "value": "gobiz-pro", "url": "/content/u-mobile/en/business/sme/gobiz-pro.html" } ] }, { "title": "Enterprise", "value": "enterprise", "url": "/content/u-mobile/en/business/enterprise.html", "isGroupLabel": true, "childList": [ { "title": "U Biz 5G OFFICE", "value": "wireless", "url": "/content/u-mobile/en/business/enterprise/wireless.html" }, { "title": "U Biz Fibre", "value": "fixed", "url": "/content/u-mobile/en/business/enterprise/fixed.html" }, { "title": "U Biz 5G OFFICE", "value": "u-biz-5g-old", "url": "/content/u-mobile/en/business/enterprise/u-biz-5g-old.html" }, { "title": "U Biz Fibre", "value": "u-biz-fibre1", "url": "/content/u-mobile/en/business/enterprise/u-biz-fibre1.html" }, { "title": "UM x Ricoh Promo", "value": "ricoh-promo", "url": "/content/u-mobile/en/business/enterprise/ricoh-promo.html" }, { "title": "UM x MIDF Promo​", "value": "midf-promo", "url": "/content/u-mobile/en/business/enterprise/midf-promo.html" } ] }, { "title": "Roaming & IDD", "value": "roaming-idd", "url": "/content/u-mobile/en/business/roaming-idd.html", "isGroupLabel": true, "childList": [ { "title": "Roam-Onz", "value": "roam-onz", "url": "/content/u-mobile/en/business/roaming-idd/roam-onz.html" }, { "title": "International Direct Dial", "value": "international-direct-dial", "url": "/content/u-mobile/en/business/roaming-idd/international-direct-dial.html" }, { "title": 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"Promotions", "value": "promotions", "url": "/content/u-mobile/en/business/promotions.html", "isGroupLabel": true, "childList": [ { "title": "Pay Nothing for 6 Months", "value": "iphone-for-rm0", "url": "/content/u-mobile/en/business/promotions/iphone-for-rm0.html" }, { "title": "Pelan Pakej P-Hailing Rahmah", "value": "p-hailing-rahmah", "url": "/content/u-mobile/en/business/promotions/p-hailing-rahmah.html" }, { "title": "U Biz 5G OFFICE", "value": "u-biz-5g-office", "url": "/content/u-mobile/en/business/promotions/u-biz-5g-office.html" }, { "title": "U Biz x Shopee Exclusive Promo", "value": "u-biz-shopee-exclusive-promo", "url": "/content/u-mobile/en/business/promotions/u-biz-shopee-exclusive-promo.html" }, { "title": "Biz Devices", "value": "biz-devices", "url": "/content/u-mobile/en/business/promotions/biz-devices.html" }, { "title": "U Biz Bundle", "value": "u-biz-bundle", "url": "/content/u-mobile/en/business/promotions/u-biz-bundle.html" }, { "title": "U Business Great Eastern Exclusive Promo", "value": "u-business-greateastern-exclusive-promo", "url": "/content/u-mobile/en/business/promotions/u-business-greateastern-exclusive-promo.html" }, { "title": "U Business Maybank Exclusive Promo", "value": "u-business-maybank-exclusive-promo", "url": "/content/u-mobile/en/business/promotions/u-business-maybank-exclusive-promo.html" }, { "title": "U Business UOB Exclusive Promo", "value": "u-business-uob-exclusive-promo", "url": "/content/u-mobile/en/business/promotions/u-business-uob-exclusive-promo.html" }, { "title": "U Business CIMB Exclusive Promo", "value": "u-business-cimb-exclusive-promo", "url": "/content/u-mobile/en/business/promotions/u-business-cimb-exclusive-promo.html" }, { "title": "UM x MIDF Promo​", "value": "midf-promo", "url": "/content/u-mobile/en/business/promotions/midf-promo.html" }, { "title": "UM x Ricoh Promo​", "value": "ricoh-promo", "url": "/content/u-mobile/en/business/promotions/ricoh-promo.html" }, { "title": "Unbeatable 5G Devices", 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