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A system upgrade is scheduled from now until 19 April, 8am. All credit transfer transactions will be temporarily unavailable and will be resumed when the upgrade is completed.

A system upgrade is scheduled from now until 19 April, 8am. All credit transfer transactions will be temporarily unavailable and will be resumed when the upgrade is completed.

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Life Is Easier With CreditShare

Transfer Credit

Transfer Credit

Share Credit easily with your friends and family.

Request Credit ​

Request Credit

Reach out to your friends and family when your credit is running low.

CreditShare Amount

Send and transfer credit at the following rates:

Total*  ​Validity Period
RM3​
3 day
RM5​ 5 day
RM10​ 7 day

* Each successful transfer will be charged 50 sen to sender and 20 sen to receiver.

How to Request and Transfer Credit

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UMB
SMS

Step 1​

step 1

Request or Transfer

Dial *118*3*7# to request/ transfer credit.​

Step 2

step 2

Enter Mobile Number ​

Key in the number that you would like request/transfer credit to.​

Step 3

step 3

Select Credit Amount 

Select your desired credit amount. ​

Step 4

step 4

Receive Confirmation SMS

SMS will be sent to you once the credit request/tranfer is successful. ​

SMS for Credit Transfer

Step 1​

step 1

Enter Credit Details

SMS TR <space>credit amount<space>recipient's mobile number to 28166

Step 2

step 2

Send SMS 

Confirm the amount and recipient’s mobile number.
Once done, hit the Send button. ​​

Step 3

step 4

Receive Confirmation SMS

An SMS will be sent to you if the credit transfer is successful. ​

SMS for Credit Request

Step 1​

step 1

Enter Credit Details

SMS RQ <space>credit amount<space>recipient's mobile number to 28166

Step 2

step 2

Send SMS 

Confirm the amount and recipient’s mobile number.
Once done, hit the Send button. ​​

Step 3

step 4

Receive Confirmation SMS

An SMS will be sent to you if the credit request is successful. ​

Frequently Asked Questions

Get your questions answered here.​

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