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Life Is Easier With CreditShare

Transfer Credit

Transfer Credit

Share Credit easily with your friends and family.

Request Credit ​

Request Credit

Reach out to your friends and family when your credit is running low.

CreditShare Amount

Send and transfer credit at the following rates:

Total*  ​Validity Period
RM1​ 1 day
RM3​
3 day
RM5​ 5 day
RM10​ 7 day

* Each successful transfer will be charged 50 sen to sender and 20 sen to receiver.

How to Request and Transfer Credit

UMB
MyUMobile App
Self Care Portal
SMS

Step 1​

step 1

Request or Transfer

Dial *118*3*7# to request/ transfer credit.​

Step 2

step 2

Enter Mobile Number ​

Key in the number that you would like request/transfer credit to.​

Step 3

step 3

Select Credit Amount 

Select your desired credit amount. ​

Step 4

step 4

Receive Confirmation SMS

SMS will be sent to you once the credit request/tranfer is successful. ​

MyUMobile App for Credit Transfer​

Step 1​

step 1

Launch MyUMobile App​

Open MyUMobile App and select Menu. ​

Step 2

step 2

Select CreditShare

On the Menu tab, select CreditShare. ​

Step 3

step 3

Transfer Credit

Select a transfer amount and enter recipient’s mobile number. Once done, select Transfer Credit.​ ​

MyUMobile App for Credit Request​

Step 1​

step 1

Launch MyUMobile App​

Open MyUMobile App and select Menu. ​

Step 2

step 2

Select CreditShare

On the Menu tab, select CreditShare. ​

Step 3

step 3

Request Credit

Select a transfer amount and enter recipient’s mobile number. Once done, select Request Credit.​

Download MyUMobile App:

 Self Care Portal for Credit Transfer​

Step 1​

step 1

Selfcare login

Login, enter your phone number and PIN. 

Step 2

step 2

Select CreditShare

Under the CreditShare tab, select Transfer Credit.

Step 3

step 3

Transfer Credit

Select the credit amount and recipient’s mobile number. Once done, tap on Transfer Credit. ​​

Step 4

step 4

Receive Confirmation SMS

SMS will be sent to you once the credit transfer is successful. ​

 Self Care Portal for Credit Transfer​

Step 1​

step 1

Selfcare login

Login, enter your phone number and PIN. 

Step 2

step 1

Select CreditShare

Under the CreditShare tab, select Request Credit.

Step 3

step 3

Request Credit

Select the credit amount and recipient’s mobile number. Once done, tap on Request Credit. ​ ​​

Step 4

step 4

Receive Confirmation SMS

SMS will be sent to you once the credit transfer is successful. ​

SMS for Credit Transfer

Step 1​

step 1

Enter Credit Details

SMS TR <space>credit amount<space>recipient's mobile number to 28166

Step 2

step 2

Send SMS 

Confirm the amount and recipient’s mobile number.
Once done, hit the Send button. ​​

Step 3

step 4

Receive Confirmation SMS

An SMS will be sent to you if the credit transfer is successful. ​

SMS for Credit Request

Step 1​

step 1

Enter Credit Details

SMS RQ <space>credit amount<space>recipient's mobile number to 28166

Step 2

step 2

Send SMS 

Confirm the amount and recipient’s mobile number.
Once done, hit the Send button. ​​

Step 3

step 4

Receive Confirmation SMS

An SMS will be sent to you if the credit request is successful. ​

Frequently Asked Questions

Get your questions answered here.​

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